The PSCR Programme
Payment conduct and safeguarding made institution-specific.
PSCR is being developed to organise permission, service-perimeter, safeguarding, complaint and institutional evidence around the exact legal entity and defined activity scope.
One programme identity
An RMCA programme for payment permissions, safeguarding and institutional evidence.
Programme architecture and service perimeter
Canonical identity feeds a PSCR view whose permission, safeguarding, conduct and resolution conclusions remain inside a defined service perimeter.
Why PSCR exists
Payment services may be presented through brands, agents, distributors, applications and group companies that do not by themselves identify the institution holding the permission, receiving funds or carrying safeguarding responsibilities. PSCR is developing a programme-specific evidence structure intended to make those relationships clearer without creating a substitute regulator, auditor or rating system.
Developing market scope
The developing first scope is intended to address payment institutions and related providers where permission, relevant-funds, safeguarding, complaints or institutional evidence can be stated precisely. Final eligibility, programme rules, institution categories and exclusions remain under development and will be published before participation or restricted-access services open.
Relationship to RMCA
RMCA is the parent association and developing public-record governor. PSCR is the payments and safeguarding programme application of RCEF. PSCR programme scope and conclusions remain separate from FDRC or any other RMCA programme.
Current phase
Programme rules, public-record architecture, publication controls and future institutional-access boundaries are being prepared. No application, institution listing or restricted information service is available through this interim site.
Evidence areas
- 01Exact legal entity and official identifiers
- 02Jurisdiction, regulator, permission and service perimeter
- 03Agents, distributors and authorised relationships
- 04Customer categories, merchant sectors and territorial scope
- 05Relevant funds, safeguarding requirements and methods
- 06Reconciliation, allocation, settlement and operational incidents
- 07Complaint and return-of-funds routes
- 08Outsourcing, processors, banks, technology and resilience
- 09Dated sources, limitations and material-change history
What PSCR is not
- 01Not a regulator or licensing authority.
- 02Not a safeguarding auditor or assurance provider by default.
- 03Not a provider ranking or “approved payment partner” list.
- 04Not a compensation fund.
- 05Not a guarantee of safeguarding effectiveness, return of funds, solvency or future conduct.
- 06Not a substitute for regulatory, contractual, audit or professional checks.